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Master Insurance Scheme

An insurance programme with BMS Risk Solutions Pty Ltd (BMS) for the profession by the profession – Australian and New Zealand members only*

ANZACATA membership bundled with insurance automatically includes $10,000,000 professional indemnity insurance for Australian and New Zealand members. BMS Risk Solutions Pty Ltd (BMS) is ANZACATA's exclusive insurance broker and brings a member-centric perspective to the design and delivery of ANZACATA's insurance program, resulting in significant immediate and long-term benefits to members. ANZACATA members have access to the following insurance through their membership, providing access to many additional benefits:

Practice risk resources  BMS experts will work with legal professionals and arts therapists to provide targeted information, tools, content and educational seminars and webinars on practice risk, thereby aligning with ANZACATA's long-term strategy to help members manage risk. 

Specialised legal protection  Members have access to legal counsel in the event a complaint is made against them once the claim has been approved.

Exceptional Service  ANZACATA members will have access to BMS experts through a range of platforms, including email, phone and live chat via the ANZACATA Insurance Site.  BMS will work with members to answer any questions you may have.

The ANZACATA Insurance policy can be added to part of any Australian or New Zealand membership purchase at Professional, Provisional and Tier levels.  If you currently have insurance with another company and it is not due at he same time as your ANZACATA renewal, but would like to change to our master scheme, you can contact administration to arrange a policy when your existing policy expires.

What is Professional Indemnity Insurance?

Regular interaction with clients is a consistent part of any creative arts therapy practice and may be a daily occurrence. With this in mind, you may face situations where your clients look to hold you responsible for harm they deem to have received as a result of your professional services.

Professional Indemnity insurance (PI) protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a creative arts therapist. PI protects creative arts therapists by ensuring that your legal defence is coordinated and paid for if a claim is made against you. Your PI also covers the cost of patient compensation, or damages.

Why an exclusive program and broker? 

ANZACATA provide members with a comprehensive, value-added program that promotes investment in practice risk management. With the new and exclusive program brokered by BMS, members will have access to services including:

  • dedicated program website at
  • more protection for professional indemnity insurance
  • expanded limits of coverage
  • isolating the low risk profile of arts therapy from the broader psychotherapy industry, ensuring premiums accurately reflect your practice risk.
  • an insurance program that is designed with the input of members, enabling the profession to respond to its own practice needs

Annual Membership fee 2022-2023 1, 2

Level Membership only2 Membership + Insurance
(Australian based members)2
Membership + Insurance
(New Zealand
based members)3
Professional $344.00 $539.00 $464.00
Provisional $317.00 $512.00 $437.00
Tier $244.00 $439.00 $364.00
Student $43.00 n/a n/a
Affiliate $127.00 n/a n/a

Important notes

  1. This website only accepts payments in Australian dollars.
  2. As a company registered for Australian GST, ANZACATA is obligated to charge our Australian members GST on their fees and insurance. GST is not included in the prices shown in the above table. 10% GST will be added to the final price upon checkout.
  3. New Zealanders pay a different rate for their insurance policy from Australians because of the ACC scheme that runs in New Zealand and ANZACATA does not collect GST for NZ members.
  4. We are not able to offer insurance to members based in Asia at this time.

Want to learn more?

Policy documents

Policy Wording - AUS
Policy Wording - NZ
FSG - AUS only
Schedule AUS
Schedule NZ
BMS Features Flyer

Please note: ANZACATA does not hold an AFSL licence or a New Zealand FSP licence. For any insurance advice members holding membership+insurance should contact BMS.


In arranging this insurance for our members ANZACATA is acting as a distributor of BMS Risk Solutions Pty Ltd (BMS) AFSL 461594, ABN 45161187980 (Aus members) and BMS Risk Solutions (NZ) Limited (BMS), FSP 696531, NZBN 9429047279339 (NZ members). The insurance is issued by BMS under binder with Certain Underwriters at Lloyds. When acting under a binder BMS acts as agent for the insurer and not as your agent. This is general advice only and BMS has not considered whether it is suitable for your particular objectives, needs or financial situation. Please read the Policy Wording, Financial Services Guide (Aus members) and any Disclosure Statement (NZ members) before making a decision about purchasing this policy.


You can visit ANZACATA's Insurance site for more information regarding the member insurance program at or by contacting BMS directly:
Australia – 1800 931 071
New Zealand – 0800 999 267
BMS' offices are open Monday to Friday from 8.30am to 5.30pm AEST.

* The master insurance scheme is for Australian and New Zealand practising members only.
Only Professional, Provisional and Tier levels are eligible.

Last updated: 19 October 2022

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